Visa Aeroflot Sberbank annual service. Privileges of gold cards. If the cardholder's last name has changed

If you often fly around the country and the world, we recommend opening an Aeroflot Visa card from Sberbank.
Aeroflot airline is the largest carrier in Russia and is the most important partner of PJSC Sberbank of the Russian Federation.

Aeroflot - Russian Airlines and the SkyTeam airline alliance offer this financial product in order to improve the loyalty of Sberbank clients, increase the number of air transportation, and upgrade the class of service.

Sberbank VISA cards Aeroflot bonus program

Fly in comfort

The more you make purchases with the AeroFlot Sberbank Visa card, the more miles you accumulate under this program.

Travel with Aeroflot more often

Accumulated miles can be exchanged for Aeroflot Airlines tickets.

Control your finances

Using a Sberbank Aeroflot Visa card, your funds are reliably protected.

1. On the Sberbank website it is proposed to issue 3 types of cards: Sberbank Aeroflot debit cards Classic, Gold and Signature.

• Visa Aeroflot Classic card - Issued for a period of 3 years. It is worth noting that contactless payment PayWave not on this map. But the card itself is protected as reliably as all the others. Servicing the card costs 900 rubles in national currency, 35 dollars or 35 euros, respectively, in foreign currency.
• Aeroflot Gold Visa Card — Sberbank Aeroflot Gold Cards are issued for 3 years. This card already includes contactless payment PayWave. The card currency can be in dollars and euros. Miles are accumulated according to the formula: every 60 rubles (1 dollar or euro) spent on the card - plus 1.5 miles for crediting. The service for this card is also different. For a year, the bank will charge you 3,500 rubles or 120 dollars and 120 euros.
• Aeroflot Signature Visa Card — Card validity is 3 years. Contactless payment - YES. Maintenance costs are high: 12,000 rubles / 250 dollars / 250 euros. It’s not difficult to calculate; those who fly very little are unlikely to save anything, but will most likely lose more than they save. The formula for accumulating miles is for every 60 rubles (1 dollar or euro) spent on the card plus 2 miles to the bonus account. There are special privileges for holders of these cards: such as a free dedicated telephone support line “Sberbank Premier” with qualified personal specialists, as well as dedicated premium service areas of Sberbank.

How to apply for a Sberbank Visa Aeroflot card

The procedure for issuing Sberbank Visa Aeroflot cards is no different. You can apply for a card at your nearest Sberbank branch. You need to have a passport of a citizen of the Russian Federation with you. A bank employee will print out an application to connect to this service. This application is usually reviewed within 2 days, after which an SMS is sent to the applicant’s phone. Of course, it is advisable to have a Bonus Aeroflot program participant card with you, but it is not necessary. The Card is the property of the Bank and is issued to the Holder for temporary use.

How miles are accumulated on a Sberbank card

When you first register for Aeroflot's Visa Classic or Visa Gold program, you receive as many as 500 free welcome flight miles, which are credited to your card account. If you apply for an Aeroflot Signature Visa, you will be credited with 1000 miles.

Accumulation on purchases: For example, with a Classic card: when making purchases of various goods using the card, the system will award one mile for every 60 rubles spent, or 1 dollar or euro. When paying with a GOLD card - 1.5 miles, Visa Signature - 2 miles.

Aeroflot Bonus and Charity cards

Anyone who cares about seriously ill children can take part in a joint charity project with RusFond, launched in June 2008 as part of the Aeroflot Bonus program. Thanks to this project, several thousand children have already received free air tickets to the best foreign clinics and medical centers, medicines and other treatment assistance. Participants, if desired, can transfer miles to the Fund in their personal account on the Aeroflot bonus website.

Aeroflot Sberbank visa card how to view miles

There are several ways to find out how many free miles you have accumulated.

• Call 24/7 support at: 8-800-444-55-55
• Find out about accumulated miles in your personal account at: aeroflot.ru/cms/ru/afl_bonus

When do Aeroflot bonus miles expire?

One of the conditions for the rational use of accumulated miles is that they must be spent on time, since miles can be irrevocably and completely burned out (reset to zero). According to the rules of the Aeroflot Bonus program, if you do not use them within two years, they will disappear.

What to spend your accumulated Aeroflot miles on

The main advantage of accumulated miles is the exchange for air tickets. But you can also use your miles to upgrade your ticket class. You can also use the accumulated miles when making purchases from program partners. For example, 297,300 miles can be exchanged for an Apple iPhone 7 256GB, Black

Together with its partners, Aeroflot has developed a special passenger incentive program. For each flight or cooperation with companies participating in the program, special points are awarded to the Aeroflot Bonus card - miles. Sberbank also participates in the program. The bank has developed a special “Aeroflot bonus Sberbank” card, using different types of which you can receive miles. In the future, they can be exchanged for discounts or free services, upgrade the class of service, or receive an elite level that provides maximum privileges.

Aeroflot Bonus program overview

All passengers over 12 years of age can register for the program and earn miles with every flight and with every purchase or partner service. Not only flights with Aeroflot count, but also with other airlines that are members of the SkyTeam alliance.

Miles is the program's unit of account. They are divided into qualifying and non-qualifying. The former are awarded for completed flights, and are used to receive discounts, free tickets and obtain an elite member level. The latter can be received for the services of partners or as a bonus for the next flight (if you have an elite level of participant).

Miles tend to expire if a member has not flown with Aeroflot and partners for two years.

Review of Sberbank debit cards Aeroflot bonus

Sberbank offers to accumulate miles for desired trips by using special cards and making everyday purchases with them. You can use them to simultaneously accumulate miles in the Aeroflot bonus program and “Thank you” points. The latter can also be useful when traveling to pay for hotels and car rentals. All types of cards can be owned by Russian citizens at least 14 years of age.

The line of debit cards includes 3 types. They all use a payment system VISA. The difference is in the status and list of services, as well as in the conditions for accumulating bonuses. As the status of the card increases, the number of points awarded also increases.

Sberbank Aeroflot card - how miles are credited on debit cards

• Visa classic Aeroflot. The card immediately has 500 gift miles. By spending every 60 ₽ / 1 $ / 1 €, the cardholder receives 1 mile.
• Visa Gold Aeroflot. This card comes with 1,000 award miles. By making purchases, its owner gains 1.5 miles by spending 60 ₽ / 1 $ / 1 €.
• Aeroflot Visa Signature. When you open this card, 1 thousand bonus points are included as a gift. Every 60 ₽ / 1 $ / 1 € spent on purchases replenishes your bonus account by 2 miles.

Important! Bonus miles are accumulated only for completed purchases. When cashing out or transferring money, bonuses are not awarded.

Cost of servicing debit cards

• Visa classic Aeroflot. In the first year, maintenance will cost 900 rubles, and in subsequent years – 600 rubles.
• Visa Gold Aeroflot. The cost of annual maintenance is 3.5 thousand rubles.
• Aeroflot Visa Signature. A year of service invariably costs 12 thousand rubles.

Once you purchase a debit card, you will need one.

Review of Sberbank credit cards Aeroflot bonus

Credit cards have similar conditions to debit cards, but in addition they provide the opportunity to receive money on credit.

There are also 3 types of cards issued here.

Reference! Before ordering a credit card, you should go to your personal account on the bank’s website and check personal offers. They regularly arrive to regular customers and make more favorable conditions available.

How miles are credited to credit cards

• Visa Classic Aeroflot. Gives its owner 500 miles upon opening. You can get 1 mile for every 60 rubles spent on purchases.
• Visa Gold Aeroflot. The card immediately receives 500 welcome bonuses, and each purchase worth 60 rubles gives 1.5 miles.
• Aeroflot Visa Signature. It comes with 1 thousand welcome miles. Each purchase in the amount of 60 rubles or more replenishes the bonus balance by 2 miles.

Cost and terms of service for Sberbank credit cards

• Visa Classic Aeroflot. Annual maintenance will cost 900 rubles.
• Visa Gold Aeroflot. For each year you will have to pay 3.5 thousand rubles.
• Aeroflot Visa Signature. Maintenance for a year will cost 12 thousand rubles.

After purchasing a credit card, it is necessary.

Please note that here, as in the case of debit cards, miles are awarded only for purchases. Cash withdrawals or fund transfers do not earn bonuses.

What to spend Aeroflot miles from Sberbank on

Miles from partners can be spent on 3 types of rewards: a free ticket, an upgrade to a class of service and bonuses from companies participating in the program.

1. Free ticket. Available on regular flights of Aeroflot or other members of the international SkyTeam alliance. To receive, you need to accumulate a sufficient number of bonus points. Important! The ticket is issued no later than 6 hours before departure and is non-refundable.
2. Improved class of service. The accumulated miles give you the opportunity to use the “Comfort” or “Business” classes. You can upgrade your flight class for one-way or round-trip flights. At the same time, depending on the chosen class, the free baggage allowance also changes. Important! You cannot upgrade the class of service on a ticket with an open date. .
3. Partner bonuses. Miles give you the opportunity to use free or discounted services or products of program partners from the rewards catalogue.

In order to receive any bonus, you need to have a sufficient number of bonus points. Also, the participant must have had at least one flight with Aeroflot over the past year.

Read more about what you can spend miles on.

Reference! Miles from Sberbank can be transferred to another program participant or as a gift for the free service itself - a ticket or an upgrade. This can be done no more than 10 times in 12 months.

Miles calculator

On the Aeroflot website you can use a calculator that will help you calculate how many miles you will need to fly to different cities around the world. It is enough to enter the data of the years of departure and arrival. For example, a flight from Moscow to St. Petersburg in economy class will cost 10 thousand miles, and in business class – 15 thousand miles.

Sberbank offers its calculator. It is useful for calculating potential miles earned. By entering the approximate amount of monthly spending on the card, you can calculate how many bonuses you can accumulate over a certain period.

How to find out miles on a Sberbank Aeroflot card

You can check your bonus account regularly. This makes the accrual of points transparent and helps you understand how quickly you can get one of the premium services. To check on the bank’s website and the Aeroflot bonus program. Log in to your Personal Account and check your bonus card balance.

Conclusion

By becoming a member of the Aeroflot Bonus program, you can earn miles not only for flights, but also for cooperation with partners. One of them is Sberbank, which has issued special debit and credit cards on which bonuses are awarded. The cards provide welcome miles and bonuses for all purchases starting from 60 rubles. The points you receive can be spent on flights, upgrades, or awards from partners. Special calculators on the websites of Sberbank and Aeroflot help you calculate the potential accumulation of miles and the ability to spend them.

Taking into account the needs of various categories of its clients, any issuing bank strives to present its line of plastic cards as widely as possible. The Visa Gold Aeroflot debit card from Sberbank is suitable only for a certain category of clients who choose a debit product from a wide range of products offered by the institution. Let's consider its advantages and features of use.

PROMOTION: when applying for a Visa, Mastercard or MIR gold card from 03/01/2018 to 05/31/2018, bank clients receive a 50% discount on the first year of service, i.e. for the first year of use they will have to pay only 1,500 rubles.

This card is specifically designed for people who frequently travel by air.

As the name of the product suggests, it is suitable mainly for customers who fly frequently. For funds withdrawn from the account when paying by any method, so-called “miles” - bonuses are awarded (How this happens, read our article). They can later be used to pay for airline tickets or exchanged for other privileges.

One of the advantages of the card is the accrual of bonuses from the airline.

The advantages of the financial instrument are as follows:

1. Using the Rewards calculator, where miles are exchanged for services.
2. The ability to book hotel rooms and rent a car on the airline’s website.
3. Pay with miles and accumulate them when paying with plastic in restaurants of a certain chain and stores.
4. Enjoy VIP service during flights.
5. Donate miles to charity.
6. Pay for tickets contactless via quick SMS through the Visa PayWave service.
7. Receive medical care while traveling.
8. Use Visa privileges.

The last two points are unique to a product of this level.

Tariffs for issuing a debit card

Opportunities and conditions on the card

In addition to the above, do not forget that this is a debit card that allows you to perform all operations inherent in the product. Thus, it can be used to pay at retail outlets, transfer funds to other persons and organizations in different ways, order services, carry out actions on the Internet, and use it abroad. In addition, Visa Gold Aeroflot to Sberbank has advantages when used remotely:

• Account management, balance control, transfers, making payments through the Online Banking service.
• Using a notification system about completed transactions, performing procedures using short commands via SMS when connecting to Mobile Banking.
• Conducting transactions on the Internet through the 3D-secure security system.
• Linking an account to the Yandex Money e-wallet.

What you will need to apply for Visa Gold plastic

Studying the conditions for the provision of Visa Gold Aeroflot to Sberbank, the tariffs certainly indicate a certain status of the product. This is due to the receipt of privileges and opportunities, which were mentioned above. Annual maintenance is (based on account currency):

• 3500 rubles;
• 120 euros;
• 120 dollars.

It is worth knowing that after a year, the cost decreases by 500 rubles and 20 dollars (euros), respectively.

Principles for obtaining a card

Studying consumer reviews, it is worth noting that this is a specific plastic. It is suitable for clients who fly frequently and are ready to take advantage of the privileges offered. If there is no particular need for this, you should choose another product.

There are two options for submitting an application:

• in the department;
• via Online Bank (suitable for holders of other plastic cards).

In both cases, you will need to wait up to 2 days until the product is ready. After that, come up to sign the contract and receive the product with instructions and PIN code.

In addition, if the client’s employer plans to issue cards for paying employees salaries through this banking institution, you can order this payment instrument. It is no different from the usual one in terms of the capabilities it offers, and even provides certain advantages:

1. the ability to get a loan at a lower rate;
2. sign a mortgage agreement on more favorable terms;
3. connect a larger overdraft.

Conclusion

The result of the partnership between the country's largest bank and an international airline is the expansion of the line of banking products. Among them there are plastics that emphasize the status of its owner. For example, Visa Gold Aeroflot at Sberbank. In addition to the usual use cases, it has a number of its own advantages: they can be appreciated by those who travel a lot with airline alliance companies and value comfort.

Aeroflot Visa Gold, Classic and Signature cards– a credit card that allows you to accumulate Aeroflot Bonus miles and exchange them for award tickets from Aeroflot airlines or SkyTeam alliance companies, as well as a convenient opportunity to make purchases around the world where bank cards are accepted for payment.

General information

• Credit limit: up to 3,000,000 rubles.
• Interest rate from 21.9% to 36% per annum
• Contactless payment technology for Visa PayWave purchases using Aeroflot Visa Gold cards.
• Grace period up to 50 days
• Service fee – 900 rub. per year on the Classic card; 3.5 thousand rubles. by Gold card; 12 thousand rubles. by Signature card
• Card validity period – 3 years

Additional options

Every time you pay with an Aeroflot Visa Gold, Visa Classic or Visa Signature card from Sberbank of Russia, bonus miles are credited to your account as a member of the Aeroflot Bonus passenger rewards program. Having collected a certain number of miles, you can exchange them for an award ticket to any country in the world where Aeroflot and SkyTeam alliance companies fly.

Accrual of bonus miles:

1. Aeroflot Visa Classic: 500 welcome miles and 1 mile for every 60 rubles or 1 dollar/euro spent on purchases.
2. Aeroflot Visa Gold: 1000 welcome miles and 1.5 miles for every 60 rubles or 1 dollar/euro spent on purchases.
3. Aeroflot Visa Signature: 1000 welcome miles and 2 miles for every 60 rubles or 1 dollar/euro spent on purchases.

Client requirements

• citizenship of the Russian Federation;
• age from 21 to 65 years inclusive;
• permanent registration on the territory of the Russian Federation;
• a total work experience of at least 1 year over the last 5 years and a period of work at the current place of work of at least 6 months.

Advantages and disadvantages of a credit card

Pros:

• Accrual of bonus miles
• Aeroflot Bonus award calculator
• Upgrading service class using Aeroflot Bonus miles
• Transferring Aeroflot Bonus miles to charity
• Discount programs and special offers from international payment systems Visa
• Discount and privilege programs “World of Visa Privileges”.
• Medical support during travel;
• Participation in the “Thank you from Sberbank” program.

Minuses:

• Bonuses under the "Thank you" program are not awarded for purchases not from partners.

How to apply for an Aeroflot Visa Gold, Classic or Signature credit card

You can apply for a card at a Sberbank branch. You can apply for a card on preferential terms under a pre-approved offer if:

• receive a salary or pension on a Sberbank card;
• use a Sberbank debit card;
• have deposits in Sberbank;
• took out a consumer loan.

Reviews

And I constantly encounter some problems with cards, and now the card’s expiration date has come, I note that I have a Visa Gold Aeroflot, and I can’t find a branch where I can get it, since the branch where I issued it was closed, I I found out this when my wallet was stolen and I had to restore it, you can restore it at any branch, which I did by contacting Shmidtovsom 16, and now after the expiration date they tell me to contact the place where the account is kept. The most unpleasant thing is that I can’t find out where I can still get it, contacting the support service, I was given first one branch, then a second, and the third time it was said that the card is at Shmidtovsky 16, where they tell me that there is nothing. I have no words for such a service, and I’ve been using Sberbank cards for a long time, and I like it, but the lack of competence of the employees is simply terrifying. At one time, when my card was blocked, I spent a week trying to get an intelligible answer, tired of endlessly telling the same thing: “Sorry, bank’s mistake!”, but I heard a lot of versions from the employees, and this is sad. And the conclusion comes automatically: what is the point of a gold card with an annual service of 3,000 rubles? I came to the conclusion, just don’t look for this card anymore, but go open a new, simplest one, otherwise the gold one becomes too golden, considering the time lost on it, especially when you are used to all operations online. Please do not ignore this comment. -Sincerely, Motricheva O.A.

TIf you, like me, have firmly decided to bring your dream of traveling to distant lands closer, I want to tell you how to do it so that you can fly for free! Well, or at least save on the ticket. Order yourself a VIZA Aeroflot card. I ordered a classic card; it is still cheaper to service (900 rubles) than the “Golden” one. I will talk about her.
It’s easy to open a card: in any office closest to you, if you have the desire and a passport. You wait 10 days for the card to be produced and delivered to your office. You will receive an SMS notification that your card has been issued. You need to pick it up at the same place where you registered. Although if some unforeseen situations happen, then in principle it is possible in another office, but then you need to write an application at the office where you want to receive the card and wait at least another week. In this case, you will have to convincingly explain to the operator that you have the right to do this, but she (the operator) is usually not aware... But, believe me, it is possible to do this! don't ask how I know this...

What does this card give? In principle, all the advantages of a regular VISA and... accumulation of miles for the money you spend in the store. Do you want to fly into the sky? Pay with your card everywhere, even for a loaf of bread. Every 30 rubles you spend will earn you 1 mile, as well as every euro or dollar. Multi-currency card. At the same time, it is very convenient to transfer funds into foreign currency through the Sberbank Online system. Currency conversion is immediately visible. Many people say, “Oh, by the time you save up for a ticket, you’ll grow old...” and at the same time buy, for example, furniture through a card... Find out how much you need miles to get to the country of your dreams (just ask Aeroflot) and calculate how much money you need to spend...
An interesting point: withdrawing cash through Sberbank ATMs throughout Russia is free.
Personalized card with chip. The CVV2 (CVC2) code is also present, which allows you to make purchases online.
When you register for the bonus program, you will receive 500 welcome miles... It's so nice!
You can make additional cards for this card, for example, for children... but... for an additional fee. However, miles on cards are not cumulative. The relative will seem to be saving for a separate ticket...
You can easily pay with this card in most countries.
I know that you can order such a card as a “salary card”... Unless, of course, you are one of those lucky ones who can persuade management to pay you for the annual maintenance of this card. Or if you are a manager yourself... For some reason, many of us still think that a “salary card” is tricky - a separate card...

Plastic bank cards are always in great demand among customers, because they allow you to make various financial transactions non-cash. But still, cards that allow you to take part in various bonus programs occupy a special position. One of these is the Aeroflot Bonus gold card from Sberbank of Russia, for the reason that it is this financial institution that is in mass demand among the residents of our country. Let's consider what features the plastic product has and what privileges the card gives its owner.

Types of Aeroflot plastic cards from Sberbank

Sberbank offers its clients a wide range of plastic cards, with which you can not only make non-cash transactions from your bank account, but also receive pleasant bonuses and privileges. Since we are talking about Aeroflot bonus plastic, let’s look at what cards the bank currently offers to its clients. All bank cards are divided into two types: credit and debit; you can apply for plastic cards within the Aeroflot bonus program for both credit and debit.

Aeroflot bonus debit cards are presented from the global payment system Visa; they are divided into three types: Classic, Gold and Signature. The peculiarity of debit plastic is that there is no credit limit on their account; accordingly, the client can spend money only within the limits of his financial capabilities, it follows that in order to obtain plastic, the client will need documents other than a civil passport.

Sberbank Aeroflot Bonus cards with a credit limit are also available in three versions - Classic, Gold and Signature. But to issue them, clients will need a full package of documents, in particular, certificates confirming their financial condition. The credit limit, interest rate and other lending parameters are determined by the bank individually for each client, depending on the type of card he has chosen.

What privileges do the cards provide?

First, you should determine for what purpose you need to apply for an Aeroflot Bonus card from Sberbank. In fact, this plastic card makes it possible to receive bonus miles for all non-cash expenses on the account. With an Aeroflot bonus card, the user can accumulate miles and exchange them for air travel from the Aeroflot company of the same name.

Please note that bonuses are not awarded for cash withdrawals from ATMs.

Let's look at how bonus miles are awarded - for every 60 rubles spent, depending on the type of plastic:

• Visa Classic - 1;
• Visa Gold - 1.5;
• Visa Signature - 2.

Among others, the Aeroflot Bonus gold card occupies a special position for the reason that it offers more opportunities than classic ones, and at the same time has an acceptable cost of service, unlike Visa Signature cards.

Aeroflot Bonus official website

About the bonus program

Now let’s take a closer look at what the Aeroflot Sberbank gold card gives you. As mentioned earlier, the card gives you the opportunity to receive one and a half miles for every 60 rubles spent from your bonus card, or 1 dollar or euro if you have a card in a foreign currency. Bonus miles are awarded for absolutely all non-cash card account transactions. By the way, when purchasing a ticket using a bank card, you also receive bonuses in the form of accrued miles.

You can exchange bonuses when purchasing airline tickets from Aeroflot or a partner of the Sky Team alliance. But the card’s capabilities are not limited to this, because with its help you can upgrade the class of service during an air flight, and if your bonuses are not in demand, you can donate them to the Podari Zhizn charity fund.

The privileges of the Aeroflot gold card are not limited only to bonuses for purchases, because the Gold card itself provides other advantages for its owner, in particular, Sberbank clients can also enjoy privileges from the Visa payment system, free medical insurance while traveling, and more. It is also impossible not to say that gold card holders can use all the bank’s services for free, in particular, mobile banking.

Please note that absolutely all Sberbank cards are equipped with one-touch payment technology for purchases.

How to apply for plastic

Let’s answer the last question, how to get an Aeroflot Bonus gold card. You can apply for any plastic card at the Sberbank branch nearest to you or remotely on the bank’s official website. If you want to receive plastic without a credit limit, then you just need to provide the employee with your passport and write a short application for issuing a card. It is worth considering that a gold debit card will cost its user 3,500 rubles per year; it can be topped up without a commission. You can withdraw money from any Sberbank ATM without commission.

Getting a credit card will be somewhat more difficult, since it is a credit product that requires the client to confirm his financial solvency. To apply for a plastic card, you need to come to a bank branch with all the documents you have and fill out a loan application; to confirm your income, you will need to provide the appropriate certificate. As for the conditions for servicing a credit card, here the maximum limit reaches 600,000 rubles when applying for plastic on a personal offer, or 300,000 rubles for other clients. Interest rate from 23.9% per year. The card has a grace period that allows you not to pay interest on non-cash transactions for 50 days. The cost of maintenance is 3500 rubles per year.

Please note that the annual interest rate for each individual client is calculated individually depending on his solvency.

It follows that the Aeroflot Bonus gold card is a profitable product for its users, especially if they often use the services of airlines. By the way, it should be noted that it is available to absolutely all clients, regardless of their monthly income. The only drawback is the expensive annual maintenance, so if you do not use the services of airlines, then most likely it will not be practical for you to issue a card.