Visa aeroflot sberbank annual service. Golden card privileges. If the name of the cardholder has changed

If you often fly around the country and around the world, we recommend opening a Visa Aeroflot card from Sberbank.
Aeroflot is the largest carrier in Russia and the most important partner of Sberbank of the Russian Federation.

Aeroflot - Russian Airlines and the SkyTeam air alliance offer this financial product in order to improve the loyalty of Sberbank customers, increase the number of air travel, and upgrade the class of service.

Sberbank VISA cards Aeroflot bonus program

Fly in comfort

The more you make purchases with the Visa AeroFlot Sberbank card, the more miles are accumulated under this program.

Travel with Aeroflot more often

Accumulated miles can be exchanged for Aeroflot Airlines tickets.

Control your finances

Using the Visa Aeroflot Sberbank card, your funds are under reliable protection.

1. On the Sberbank website, it is proposed to issue 3 types of cards: Aeroflot debit cards of Sberbank Classic, Gold and Signature.

• Visa Aeroflot Classic card - issued for a period of 3 years. It is worth noting that contactless payment paywave not on this map. But the card itself is protected as reliably as all the others. Card service costs 900 rubles in national currency, 35 dollars or 35 euros, respectively, in foreign.
• Aeroflot Gold Visa Card — Sberbank Aeroflot Gold Cards are issued for 3 years. This card already has contactless payment. paywave. The currency of the card can be in dollars and euros. The accumulation of miles occurs according to the formula: every 60 rubles (1 dollar or euro) spent on the card - plus 1.5 miles to be credited. The service of this card is also different. For a year, the bank will charge you 3,500 rubles or 120 dollars and 120 euros.
• Visa Aeroflot Signature Card — The validity period of the card is 3 years. Contactless payment - YES. Maintenance cost is high: 12,000 rubles / 250 dollars / 250 euros. It is not difficult to calculate, those who fly very little are unlikely to save anything, but most likely to lose more than they accumulate. The formula for accumulating miles is for every 60 rubles (1 dollar or euro) spent from the card, plus 2 miles to the bonus account. For holders of these cards, there are special privileges: such as a free dedicated telephone support line for Sberbank Premier with qualified personal specialists, as well as dedicated premium service areas for Sberbank.

How to apply for a Sberbank Visa Aeroflot card

The procedure for issuing Sberbank Visa Aeroflot cards is no different. In the branch of Sberbank nearest to you, you can apply for a card issue. You need to have a passport of a citizen of the Russian Federation with you. A bank employee will print out an application for connecting to this service. This application is usually considered within 2 days, after which SMS is sent to the applicant's phone. Of course, it is advisable to have a Bonus-Aeroflot program participant card with you, but not necessarily. The Card is the property of the Bank and is issued to the Holder for temporary use.

How miles are accumulated on a Sberbank card

When you first register in the Aeroflot Visa Classic or Visa Gold program, you will receive as much as 500 free welcome flight miles, which are credited to your card account. If you issue an Aeroflot Signature Visa, you will be credited with 1000 miles.

Accumulation during purchases: For example, using the Classic card: when making purchases of various goods using the card, the system will credit one mile for every spent 60 rubles, or 1 dollar or euro. Paying with a GOLD card - 1.5 miles, Visa Signature - 2 miles.

Aeroflot Bonus and Charity cards

Those who are not indifferent to seriously ill children can participate in a joint charity project with RusFond, launched in June 2008 as part of the Aeroflot Bonus program. Thanks to this project, several thousand children have already received free air tickets to the best foreign clinics and medical centers, medicines and other medical assistance. If desired, members can transfer miles to the Fund in their personal account on the Aeroflot Bonus website.

Visa card aeroflot sberbank how to see miles

There are several ways to find out how many free miles you have accumulated.

• Call 24/7 support by phone: 8-800-444-55-55
• Find out about the accumulated miles in your personal account at: aeroflot.ru/cms/ru/afl_bonus

When Aeroflot bonus miles burn out

One of the conditions for the rational use of the accumulated miles is that they must be spent on time, as the miles can irretrievably and permanently burn out (reset to zero). According to the rules of the Aeroflot Bonus program, if you do not use them within two years, they will disappear.

How to spend accrued Aeroflot miles

The main advantage of the accumulated miles is the exchange for air tickets. But you can also use your miles to upgrade your ticket class. Also, the accumulated miles can be used for purchases from program partners. For example, 297300 miles can be redeemed for Apple iPhone 7 256GB, Black

Together with partners, Aeroflot has developed a special program to encourage passengers. For each flight or cooperation with companies participating in the program, special points are received on the Aeroflot Bonus card - miles. Sberbank also participates in the program. The Bank has developed a special Aeroflot Bonus Sberbank card, using various types of which you can earn miles. In the future, they can be exchanged for discounts or free services, upgrade the class of service or get an elite level that gives maximum privileges.

Overview of the Aeroflot Bonus program

All passengers over the age of 12 can sign up for the program and earn miles with every flight and with every purchase or partner service. Not only flights with Aeroflot are counted, but also with other airlines that are members of the SkyTeam alliance.

Miles is the unit of account for the program. They are divided into qualifying and non-qualifying. The first ones are credited for completed flights, and are used to receive discounts, free tickets and receive an elite level of a member. The latter can be obtained for the services of partners or as a bonus for the next flight (if you have an elite member level).

Miles tend to expire if the participant has never flown with Aeroflot and partners within two years.

Overview of Sberbank debit cards Aeroflot bonus

Sberbank offers to earn miles for desired trips by using special cards and making daily purchases with them. You can use them to earn miles in the Aeroflot Bonus program and Thank You points in parallel. The latter can also come in handy when traveling to pay for hotels and car rentals. Citizens of Russia at least 14 years old can become owners of all types of cards.

There are 3 types of debit cards in the line. All of them use the payment system VISA. The difference is in the status and list of services, as well as in the conditions for accumulating bonuses. With the increase in the status of the card, the number of points awarded also increases.

Sberbank Aeroflot card - how miles are credited on debit cards

• Visa classic Aeroflot. The card immediately has 500 gift miles. Spending every 60 ₽ / 1$ / 1€, the cardholder receives 1 mile.
• Visa Gold Aeroflot. This card comes with 1,000 award miles. When making purchases, its owner is enriched by 1.5 miles by spending 60 ₽ / 1$ / 1€.
• Visa Signature Aeroflot. When you open this card, 1,000 bonus points are included as a gift. Each 60 ₽ / 1$ / 1€ used for purchases replenishes the bonus account by 2 miles.

Important! Bonus miles are accumulated only for completed purchases. When cashing out or transferring money, bonuses are not awarded.

Debit card service cost

• Visa classic Aeroflot. In the first year, maintenance will cost 900 rubles, and in subsequent years - 600 rubles.
• Visa Gold Aeroflot. The cost of annual maintenance is 3.5 thousand rubles.
• Visa Signature Aeroflot. A year of maintenance invariably costs 12 thousand rubles.

After purchasing a debit card, it is necessary.

Review of Sberbank credit cards Aeroflot bonus

Credit cards are similar in terms of conditions to debit cards, but in addition they give you the opportunity to get money on credit.

It also issued 3 types of cards.

Reference! Before ordering a credit card, you should go to your personal account on the bank's website and check personal offers. They regularly come to regular customers and make more favorable conditions available.

How miles are credited to credit cards

• Visa Classic Aeroflot. Gives its owner 500 miles upon opening. You can get 1 mile for every 60 rubles spent on purchases.
• Visa Gold Aeroflot. 500 welcome bonuses are immediately credited to the card, and each purchase for the amount of 60 rubles gives 1.5 miles.
• Visa Signature Aeroflot. With it, 1,000 welcome miles are credited. Each purchase in the amount of 60 rubles or more replenishes the bonus balance by 2 miles.

Cost and terms of servicing Sberbank credit cards

• Visa Classic Aeroflot. Annual maintenance will cost 900 rubles.
• Visa Gold Aeroflot. For each year, you will have to pay 3.5 thousand rubles.
• Visa Signature Aeroflot. Maintenance for the year will cost 12 thousand rubles.

After purchasing a credit card, it is necessary.

Please note that here, as in the case of debit cards, miles are awarded only for purchases. Cash withdrawal or transfer of funds does not bring bonuses.

How to spend Aeroflot miles from Sberbank

Miles from partners can be spent on 3 types of rewards: a free ticket, an upgrade in the class of service and awards from companies participating in the program.

1. Free ticket. Available on regular flights of Aeroflot or other members of the SkyTeam international alliance. To receive, you need to accumulate a sufficient number of bonus points. Important! The ticket is issued no later than 6 hours before departure and is non-refundable.
2. Service class improvement. Accumulated miles give you the opportunity to use the classes "Comfort" or "Business". The class can be upgraded for a one-way or two-way flight. At the same time, depending on the chosen class, the free baggage allowance also changes. Important! You cannot upgrade the class of service on an open date ticket .
3. Partner Awards. Miles provide an opportunity to use free or discounted services or products of program partners from the awards catalog.

In order to receive any award, you need to have a sufficient number of bonus points. Also, the participant must have at least one flight with Aeroflot in the last year.

Read more about what you can spend miles on.

Reference! You can transfer miles from Sberbank to another program member or donate the free service itself - a ticket or an upgrade. You can do this no more than 10 times in 12 months.

miles calculator

On the Aeroflot website, you can use the calculator, which will help you calculate how many miles you need to fly to different cities of the world. It is enough to enter the data of the years of departure and arrival. For example, a flight from Moscow to St. Petersburg will cost 10,000 miles in economy class and 15,000 miles in business class.

Sberbank offers its own calculator. It is useful for calculating potential mileage accruals. By entering the approximate amount of monthly spending on the card, you can calculate how many bonuses you can accumulate over a certain period.

How to find out miles on the Sberbank Aeroflot card

You can check your bonus account regularly. This makes the scoring transparent and helps you understand how quickly you can get one of the premium services. To check on the website of the bank and the Aeroflot Bonus program. Go to your Personal Account and check the balance of the bonus card.

Conclusion

By becoming a member of the Aeroflot Bonus program, you can earn miles not only for flights, but also for cooperation with partners. One of them is Sberbank, which has issued special debit and credit cards on which bonuses are accrued. The cards provide welcome miles and accruals for all purchases from 60 rubles. The points earned can be spent on flights, service class upgrades or awards from partners. Special calculators on the websites of Sberbank and Aeroflot help to calculate the potential accumulation of miles and the ability to spend them.

Considering the needs of various categories of its customers, any issuing bank strives to present the line of plastic cards as widely as possible. The Visa Gold Aeroflot debit card at Sberbank is suitable only for a certain category of customers who choose a debit product from a wide list offered by the institution. Consider its advantages and features of use.

ACTION: when applying for a Visa, Mastercard or MIR gold card from 03/01/2018 to 05/31/2018, bank customers receive a 50% discount for the first year of service, i.e. for the first year of use they will have to pay only 1,500 rubles.

This card is designed specifically for people who have to travel frequently by air.

As the name of the product suggests, it will be suitable mainly for customers who frequently fly. For funds withdrawn from the account when paying in any way, the so-called "miles" - bonuses are accrued (How it happens, read in our article). They can later be used to pay for airline tickets or exchanged for other privileges.

One of the advantages of the card is the accrual of bonuses from the airline

The advantages of a financial instrument are as follows:

1. Using the Reward Calculator where miles are redeemed for services.
2. The ability to book hotel rooms, rent a car on the website of the air carrier.
3. Pay with miles and accumulate them when paying with plastic in restaurants of a certain chain and stores.
4. Enjoy VIP-service during flights.
5. Donate miles to charity.
6. Pay for tickets with a contactless option via quick SMS through the Visa PayWave service.
7. Get medical care while traveling.
8. Use Visa privileges.

The last two points are unique to the product of this level.

Debit Card Fees

Opportunities and conditions on the map

In addition to the above, do not forget that this is a debit card that allows you to perform all the operations inherent in the product. So, it can be used to pay at retail outlets, transfer funds to other persons and organizations in various ways, order services, perform actions on the Internet, and use it abroad. In addition, Visa Gold Aeroflot in Sberbank has advantages for remote use:

• Account management, balance control, transfers, payments through the Online Banking service.
• Using the notification system for transactions performed, performing procedures for short commands via SMS when connecting the Mobile Bank.
• Carrying out operations on the Internet through the 3D-secure protection system.
• Linking an account with an electronic wallet Yandex Money.

What you need to apply for Visa Gold plastic

Studying the conditions for the provision of Visa Gold Aeroflot to Sberbank, the tariffs certainly indicate a certain status of the product. This is due to the receipt of privileges and opportunities, which were mentioned above. The annual service is (based on the currency of the account):

• 3500 rubles;
• 120 euros;
• 120 dollars.

It is worth knowing that after a year, the cost is reduced by 500 rubles and 20 dollars (euro), respectively.

Principles of obtaining a card

Studying consumer reviews, it is worth noting that this is a specific plastic. It will suit customers who often fly and are ready to use the offered privileges. If there is no special need for this, it is worth choosing a different product.

There are two options for submitting an application:

• in the department;
• through the Online Bank (suitable for holders of other plastics).

In both cases, you will need to wait up to 2 days until the product is ready. After that, come up to sign the contract and receive the product with instructions and a pin code.

In addition, if the client's employer plans to issue cards for paying salaries to employees through this banking institution, you can order this payment instrument. It does not differ in the offered opportunities from the usual one, and even provides certain advantages:

1. the possibility of obtaining a loan at a lower rate;
2. sign a mortgage agreement on more loyal terms;
3. connect a larger overdraft.

Conclusion

The result of partnership cooperation between the largest bank in the country and an international airline is the expansion of the range of banking products. Among them there are plastics emphasizing the status of its owner. For example, Visa Gold Aeroflot in Sberbank. In addition to the usual use cases, it has a number of its own advantages: they will be appreciated by those who travel a lot with the airline alliance and value comfort.

Aeroflot Visa Gold, Classic and Signature cards– a credit card that allows you to earn Aeroflot Bonus miles and exchange them for award tickets of Aeroflot airlines or SkyTeam alliance companies, as well as a convenient opportunity to make purchases all over the world, where bank cards are accepted for payment.

General information

• Credit limit: up to 3,000,000 rubles.
• Interest rate from 21.9% to 36% per annum
• Visa PayWave contactless payment technology for purchases using Aeroflot Visa Gold cards.
• Grace period up to 50 days
• Service fee - 900 rubles. per year on the Classic card; 3.5 thousand rubles by Gold card; 12 thousand rubles by Signature card
• Card validity period – 3 years

Additional options

Each time you pay with a Visa Gold, Visa Classic or Visa Signature Aeroflot card of Sberbank of Russia, bonus miles are credited to your account as a member of the Aeroflot Bonus passenger reward program. After earning a certain number of miles, you can exchange them for an award ticket to any country in the world where Aeroflot and SkyTeam alliance aircraft fly.

Bonus miles accrual:

1. Aeroflot Visa Classic: 500 welcome miles and 1 mile for every 60 rubles or 1 dollar/euro spent on purchases.
2. Aeroflot Visa Gold: 1,000 welcome miles and 1.5 miles for every 60 rubles or 1 dollar/euro spent on purchases.
3. Aeroflot Visa Signature: 1,000 welcome miles and 2 miles for every 60 rubles or 1 dollar/euro spent on purchases.

Client Requirements

• citizenship of the Russian Federation;
• age from 21 to 65 years inclusive;
• permanent registration on the territory of the Russian Federation;
• a total work experience of at least 1 year in the last 5 years and a period of work at the current place of work of at least 6 months.

Advantages and disadvantages of a credit card

Pros:

• Bonus miles accrual
• Aeroflot-Bonus premium calculator
• Service class upgrade with Aeroflot-Bonus miles
• Transfer of Aeroflot-Bonus miles to charity
• Programs of discounts and special offers from international payment systems Visa
• Programs of discounts and privileges "World of Visa privileges".
• Travel medical support;
• Participation in the "Thank you from Sberbank" program.

Minuses:

• Bonuses under the "Thank you" program are not awarded for purchases not from partners.

How to apply for a Visa Gold, Classic or Signature Aeroflot credit card

You can apply for a card at a branch of Sberbank. You can apply for a card on preferential terms under a pre-approved offer if:

• receive a salary or pension on a Sberbank card;
• use a Sberbank debit card;
• have deposits in Sberbank;
• took out a consumer loan.

Reviews

And I constantly encounter some problems with cards, and now the card has expired, I will notice that I have Visa Gold Aeroflot, and I can’t find the branch where I can get it, since the branch where I issued it was closed, I I found out when my wallet was stolen from me and I had to restore it, you can restore it in any branch, which I did by contacting Shmidtovsom 16, and now after the expiration date they tell me to contact the place where the account is maintained. The most unpleasant thing is that I can’t get where I can still get it, contacting the support service, I was first given one branch, then the second, and the third time it was said that the card was on Shmidtovs 16, where they told me that there was nothing. I have no words for such a service, and I have been using Sberbank cards for a long time, and I like it, but the incompetence of the employees is simply terrifying, at one time when my card was blocked, I sought an intelligible answer for a week, tired of endlessly telling the same thing: "Sorry, Bank's mistake!", but what versions have I not heard enough from employees, and this is sad. And the conclusion comes by itself, what's the point in a gold card with an annual service of 3000 rubles? I came to the conclusion, just don’t look for this card anymore, but go open a new, simplest one, otherwise the gold one becomes too gold, given the loss of time on it, especially when you are used to all operations online. Please do not disregard this comment. -Sincerely, Motricheva O.A.

TI, who, like me, firmly decided to bring my dream of traveling to distant lands closer, I want to tell you how to make it so that you can fly for free! Or at least save on tickets. Order a VIZA Aeroflot card for yourself. I ordered a classic card; it is still cheaper to maintain (900 rubles) than the Golden one. I will be talking about her.
It is easy to open a card: in any office closest to you if you have a desire and a passport. Wait 10 days for the card to be made and delivered to the office. You will receive an SMS notification that the card has been prepared for you. You have to pick it up where you ordered it. Although if some unforeseen situations happened, then in principle it is possible in another office, but then you need to write an application at the office where you want to get a card and wait at least another week. In this case, you will have to convincingly explain to the operator that you have the right to do this, but she (the operator) is usually not aware ... But, believe me, it's real! don't ask me how I know this...

What does this card give? In principle, all the advantages of a regular VISA and ... the accumulation of miles for the money you spend in the store. Do you want to fly to sky-high distances? Pay everywhere with a card, even for a loaf of bread. Every 30 rubles you spend will earn you 1 mile, as well as every euro or dollar. The card is multicurrency. At the same time, it is very convenient to transfer funds into foreign currency through the "Sberbank Online@yn" system. Currency conversion is immediately visible. Many people say "Oh, yes, while you save up for a ticket, you will grow old ..." and at the same time they buy, for example, furniture through a card ... Find out how much you need a mile to get to the country of your dreams (just ask at the Aeroflot) and calculate how much money you need to spend...
An interesting point: cash withdrawals through Sberbank ATMs throughout Russia are free.
Personalized card, with a chip. CVV2 (CVC2) code is also present, allowing you to shop online.
When you sign up for the rewards program, you will receive 500 welcome miles... It's so nice!
You can make additional cards for this card, for example, for children ... but ... for a fee. At the same time, miles on the cards are not summed up. A relative will, as it were, save up for a separate ticket ...
This card can be safely used in most countries.
I know that you can order such a card as a "salary" ... Unless, of course, you are one of those lucky ones who can persuade management to pay you for the annual maintenance of this card. Or if you yourself are the management ... For some reason, many of us still think that the "salary card" is tricky - a separate card ...

Plastic bank cards are always in great demand among customers, because they allow you to make various financial transactions in a non-cash way. But still a special position is occupied by cards that allow you to take part in various bonus programs. One of these is the Aeroflot Bonus gold card from Sberbank of Russia, for the reason that it is this financial institution that is in mass demand among the inhabitants of our country. Consider what features a plastic product has and what privileges the card gives to its owner.

Varieties of Aeroflot plastic cards from Sberbank

Sberbank offers its customers a wide range of plastic cards, with which you can not only make non-cash transactions from your bank account, but also receive pleasant bonuses and privileges. Insofar as we are talking about Aeroflot bonus plastic, we will analyze which cards the bank currently offers to its customers. All bank cards are divided into two types: credit and debit, you can issue plastic within the Aeroflot Bonus program both credit and debit.

Aeroflot bonus debit cards are presented by the global payment system Visa, they are divided into three types: Classic, Gold and Signature. The peculiarity of debit plastic is that there is no credit limit on their account, respectively, the client can spend money only within the limits of his financial capabilities, it follows that the client will need documents other than a civil passport to process plastic.

Sberbank Aeroflot Bonus cards with a credit limit are also available in three versions - Classic, Gold and Signature. But for their registration, customers will need a full package of documents, in particular, certificates confirming their financial condition. The credit limit, interest rate and other lending parameters are determined by the bank individually for each client, depending on the type of card chosen by him.

What privileges do the cards give

First, it is worth determining for what purpose you need to issue an Aeroflot Bonus card from Sberbank. In fact, this plastic makes it possible to receive bonus miles for all non-cash expenses on the account. With an Aeroflot bonus card, a user can accumulate miles and exchange them for air travel from the Aeroflot company of the same name.

Please note that bonuses are not awarded for cash withdrawals from ATMs.

Consider how bonus miles are accrued - for every 60 rubles spent, depending on the type of plastic:

• Visa Classic - 1;
• Visa Gold - 1.5;
• Visa Signature - 2.

Among others, the Aeroflot Bonus Gold Card occupies a special position for the reason that it offers more opportunities than classic ones, and at the same time has an acceptable service cost, unlike Visa Signature cards.

Aeroflot Bonus official website

About the bonus program

Now let's take a closer look at what the Aeroflot Sberbank gold card gives. As mentioned earlier, the card makes it possible to receive one and a half miles for every 60 rubles spent from your bonus card, or 1 dollar or euro if you have a card in a foreign currency. Bonus miles are accrued for absolutely all non-cash card account transactions. By the way, when purchasing a ticket using bank plastic, you also receive bonuses in the form of accrued miles.

You can exchange bonuses when purchasing tickets from Aeroflot or a partner of the Sky Team alliance. But the possibilities of the card are not limited to this, because with its help you can upgrade the class of service during an air flight, and if your bonuses are not in demand, donate to the Give Life charity fund.

The privileges of the Aeroflot Gold Card are not limited to bonuses for purchases, because the Gold card itself provides other benefits for its owner, in particular, Sberbank customers can also enjoy privileges from the Visa payment system, free travel medical insurance and more. It is also impossible not to say that gold card holders can use all the bank's services for free, in particular, a mobile bank.

Please note that absolutely all Sberbank cards are equipped with one-touch payment technology for purchases.

How to make plastic

Let's answer the last question, how to get an Aeroflot Bonus gold card. You can issue any plastic at the branch of Sberbank closest to you or remotely on the official website of the bank. If you want to get plastic without a credit limit, then you just need to provide the employee with a passport and write a short application for issuing a card. At the same time, it should be borne in mind that a gold debit card will cost its user 3,500 rubles a year, and you can replenish it without commission. You can withdraw money at any Sberbank ATM without commission.

Getting a credit card will be somewhat more difficult, since this is a loan product that requires the client to confirm their financial solvency. To apply for plastic, you need to come to the bank branch with all the documents you have and fill out a loan application; to confirm income, you will need to provide an appropriate certificate. As for the conditions for servicing a credit card, here the maximum limit reaches 600,000 rubles when making plastic on a personal offer, or 300,000 rubles for other customers. Interest rate from 23.9% per year. The card has a grace period that allows you not to pay interest on non-cash transactions for 50 days. The cost of maintenance is 3500 rubles per year.

Please note that the annual interest rate for each individual client is calculated on an individual basis, depending on its solvency.

It follows that the Aeroflot Bonus gold card is a profitable product for its users, especially if they often use the services of airlines. By the way, it should be noted that it is available to absolutely all customers, regardless of their monthly income. The only drawback is the expensive annual service, so if you do not use the services of airlines, then most likely it will not be practical for you to issue a card.