Subsidies for small and medium businesses. State support for small and medium-sized businesses: programs, types of subsidies and how to get

15May

Hello! In this article we will talk about the ways of state financing of small and medium-sized businesses in Russia.

Today you will learn:

1. How does the state help entrepreneurs;
2. How much money can you get to support a business;
3. How to qualify for a grant.

Importance of SMEs

A large number of small private firms within the country are of great benefit to the development of the economy.

Types of subsidies

The government has identified several programs to support small businesses:

• - the amount of money allocated to newcomers;
• Assistance in repayment of loans for business - compensation of part of the interest in the amount of the refinancing rate. For example, you have issued a loan at 19% per annum. The rate of the Central Bank of the Russian Federation is 9.75%. In total, the state will pay 9.75% for you, and you will have to repay the loan under: 19 - 9, 75 = 9.25%;
• Payment. The first installment is paid up to 30%, but not more than 1,000,000 rubles;
• Compensation for all or partial costs of training the organization's personnel. This includes all kinds of;
• Help for people who decide to start farming;
• Search for partners to conclude deals with foreign representatives. The state in this way encourages the export of production;
• Development of business infrastructure. The state allocates equipment, materials, etc. to fill business development centers;
• Remote accounting (outsourcing).

The list is quite wide, which means that each interested owner of the company will be able to choose for himself the most optimal way to receive funds from the budget. To do this, you need to decide in advance what exactly you do not have enough money for.

How much will the government pay

In each region, the amount of issuance may vary. This information needs to be corrected. Nevertheless, the state tries every year to increase the cost of financing small and medium-sized businesses.

Payments can be received as follows:

• 58,800 rubles - for opening a small business (this amount is issued by the employment center as an annual unemployment benefit);
• up to 500,000 rubles - a grant for the development of a new enterprise registered less than a year ago;
• up to 1,000,000 rubles - for opening and development (as a loan amount at a preferential interest rate).
• up to 2,500,000 rubles - for the promotion of innovations (obtaining a patent, etc.);
• up to 10,000,000 rubles - for;
• up to 15,000,000 rubles (but not more than the amount spent by the owner on the development of the company) - to increase the enterprise (to receive such a large amount, you must meet all the criteria put forward by the state).

It is important to bear in mind that in many cases, in order to receive a grant, a future entrepreneur must officially be on the employment exchange, confirming the lack of a job. The money will be allocated only if the support fund cannot find you a suitable vacancy.

Also, in order to receive a grant, you must have at least 25% of the requested amount. The state must have guarantees that you want to open a business, and not spend money on personal needs.

Money is transferred to the applicant's account within six months, and in some cases even a year. As they are spent, the entrepreneur must report on the purposes for which the funds were spent. If the cost items do not match those originally indicated, then you will have to answer in court. Any unused amount will need to be returned.

Don't forget about paying taxes. From the received grant, you will have to pay at a rate of 13%.

What is funded by grants

The state is trying to support those areas of life that benefit the whole country and contribute to the growth of the economic interest of the population.

Among them are those for which grants are allocated in the first place:

• Trade (however, this area is already oversaturated and it will be possible to receive a grant for its development in a small percentage of cases).

The areas in which entrepreneurs are going to trade are also of particular importance.

The state is more loyal to the allocation of grants for development:

• medicine;
• Construction;
• Tourism;
• Innovative business;
• education;
• Catering;
• natural sciences.

If you are interested in receiving a grant, then it is better to organize your activities in the above areas. to receive a grant will help avoid a negative decision on your application.

What exactly can the money from the grant be spent on?

State structures strictly control debit transactions on the account to which the amount was transferred as a support for small and medium-sized businesses.

The entrepreneur must spend strictly in accordance with the drawn up business plan, other purposes are not allowed. The use of money for other purposes is not allowed, otherwise such a businessman will be held accountable.

The following items of expenses may be reflected in the account of the entrepreneur:

• Purchase of the necessary equipment (an important condition is that this purchase cannot be resold earlier three years use);
• , (up to 20% of total amount grant);
• Purchase of a patent, license or special program;
• Acquisition of means of production - materials, raw materials (no more than 20% of the grant);
• Workplace equipment.

After the expenses you have made, you will need to report on them. Therefore, it is important to keep all checks, receipts, invoices and other supporting papers. If you cannot provide them, then you will not be able to justify the costs, and this is already fraught with difficulties associated with inappropriate spending and the return of the grant.

Who is eligible for financial support

To receive subsidies for small businesses from the budget, it is not enough to have only ambitions and a great desire, it is also necessary to meet a number of requirements.

An established enterprise must:

• Be registered less than 1 year ago;
• Stand firmly on your feet (does not threaten or).

If an unregistered entrepreneur plans to receive state support, then he must meet the following criteria:

• Age from 18 to 30 years (upper limit is desirable);
• Employment at the employment exchange;
• Passing a psychology test with a high score;
• Availability of a ready-made high-quality business plan;
• Have an amount of at least 25% of the grant.

The state wants to see among entrepreneurs young people who have recently discovered business for themselves and have high goals. Without having the above characteristics, it will be impossible to receive entrepreneurial support.

Another important, but not fundamental condition is the absence of a grant in the past. The country wants to see new heroes, and therefore considers for funding purposes only newly minted businessmen who are just starting to learn the basics of entrepreneurship.

Opportunities for socially disadvantaged groups

Any member of society can receive support from the state for the development of his enterprise. The authorities give an opportunity to prove themselves to socially unprotected citizens who can count on an increased rate.

Such persons include:

• Single parents raising minor children;
• People from orphanages;
• former prisoners;
• Former military;
• Large families;
• Families with a disabled person.

The easiest way to get 58,800 rubles for any person is to join the labor exchange and provide a business plan. If it is approved, then you can invest your own knowledge and experience in the development of entrepreneurship.

The state also encourages the opening of new firms in the field of folk crafts, children's educational institutions or leisure centers for children and adults as social projects.

Business plan for obtaining a subsidy

An important rule for the possibility of participating in the competition for obtaining financial assistance is the preparation of a business plan. This is a document that carefully analyzes your entire business “on the shelves”. Various indicators, calculations and project efficiency are displayed here.

The main components of the plan:

• The essence of the created business;
• Required investments;
• What is produced or what services are provided;
• Organization of the process;
• Risk calculation.

It is also important to indicate in the project the characteristics in which the state is interested:

• Number of workplaces;
• Expected return (in terms of tax deductions);
• Entrepreneur's own funds.

A special commission examines your business plan within 60 days. It needs to be clearly worded. From it it should clearly follow for what purposes production is created and what benefits it brings to society.

You should interest the authorities to pay the grant to you. A business plan can help with this if it is written competently and competently. If you have never dealt with the preparation of such documents before, it is better to go through special education and write a business plan at a high level.

Where to go for help

To become a member of the state program for issuing money, you do not need to go somewhere or visit the capital. It is enough to contact the authorities.

You can visit:

• Employment Center;
• local administration;
• Department of Entrepreneurship (a kind of support agency).

You can go to these representative offices at any stage of participation. Before or here they will tell you everything about the rules of the project, its participants, and the requirements for them. You will know the amounts you can count on.

As part of government programs It also trains start-up entrepreneurs in the basics of business. You will learn the basics of economics, learn how to write a business plan and meet the same future figures as you.

Here you can clarify everything about state support: its conditions, development by region, and what chances you personally have to receive a grant. Communication with experienced businessmen provides an opportunity to gain some important theoretical knowledge.

All information is provided in open access: anyone can get training, attend seminars and get answers to exciting questions. The state is trying to make this process as convenient as possible for future entrepreneurs.

Importance of the Federal Portal

To get acquainted with subsidies for starting a business, a website called "Federal portal of small and medium-sized businesses" has been created. Any individual entrepreneur, legal entity or just an individual can enter here.

The site includes information for each region. You can study the statistics of the number of enterprises by different periods or view government support payments.

It also displays here:

• Number of enterprises that received grants;
• Regulatory regulatory framework;
• News of regions;
• Measures of provided legal support and their availability by region;
• Question and answer form in which you can find out something for yourself;
• Calculator (when buying a patent).

How the subsidy is made

To apply for state support, you will need:

• Study at a three-day entrepreneurship course (if necessary. Here they will talk about the features of drawing up a business plan. The course lasts several days, after which a certificate is issued confirming your readiness to receive a grant);
• Draw up a competent plan for exactly the area of ​​​​life activity for which a subsidy for business is issued;
• Collect all documents and take them to the local administration or business support center. Write an application as a project participant;
• Waiting for the decision of the commission to approve your project (within 60 days from the date of adoption of the business plan);
• Upon approval of your application, open a legal entity or individual entrepreneur (if you are not yet registered in this status);
• Open a bank account (here, the Department of Entrepreneurship should appear as a party to the agreement, which will allocate funds to you. In case of their improper use, they will be written off in favor of the state);
• Attribute the bank agreement, a certificate of no debts to credit organizations and a certificate of registration of an entrepreneur with tax services to the department of entrepreneurship;
• Within six months, funds will be credited to your account, and you will be able to dispose of them to please your business.

There is nothing complicated in applying for and receiving a grant. The most difficult moment is the preparation of a business plan. Upon its completion, a special commission will be familiarized with the terms of your project. After that, its representatives will ask you a few questions regarding the effectiveness of implementing the development in life.

If you successfully pass this "interview", then the money will definitely be transferred to your account.

We collect documents

To apply for a grant, you will need to collect a package of papers. It may vary slightly in each region.

Mainly required:

• The statement itself;
• Business plan with all calculations, calculations and forecasts;
• If you have already registered and operate as an entrepreneur, you may be asked for copies of contracts with partners;
• Copies of lease agreements for premises or certificates of ownership (if necessary);
• Copies of existing licenses and permits for work, production, etc.;
• Bank statement stating that you have accounts;
• For LLC - a copy;
• Copy of extract from the register legal entities or IP;
• A copy of the certificate of registration as an entrepreneur;
• Help from tax office about the absence of debt and overdue payments;
• Participant's receipt that he was not an entrepreneur before (they may ask for your work book certifying that you were employed only).

Depending on the conditions of the grant, this list may vary to a greater or lesser extent. In any case, the preparation of documents must be approached responsibly. There is a set time limit for collection. If you do not meet it, then you will not see money from the state.

Why might they refuse?

Getting a subsidy from the state has a long list of requirements for a novice entrepreneur. Failure to comply with at least one point may lead to a refusal to issue funds.

Consider these points:

• Choosing the wrong business niche. There are areas that the state does not finance, it is better to choose those that receive R regional support for small businesses in the first place;
• The amount claimed is too large. You must understand that the state does not give away funds, but gives out only to those who are ready to invest themselves. Therefore, if the business plan indicates a lot of money required from the budget, the refusal will follow unambiguously;
• bugs in your project. If there are any inaccuracies or phrases in the business plan that cause double understanding, then the commission has the right to refuse. It should contain only specific calculations and information on the merits. Quick payback and the significance of your business for the region - that's what the authorities are looking at;
• Re-applying. If you have already received money from the state earlier, then the second time you are unlikely to succeed. The government wants to sponsor newly-minted entrepreneurs;
• If you have already registered a business, then they may refuse due to tax debts, untimely payment to subordinates, with incomes of employees less than the subsistence level.

Who can't count

The state is not ready to sponsor every idea of ​​a newly arrived entrepreneur. Only socially significant projects that will benefit the country or a separate region are of interest. In addition, the business plan must be realistic and not be the product of unrealizable fantasies.

There are areas that will never receive state support for the project. If you are a representative of one of these areas, then do not count on grants.

These include:

• Tobacco production;
• Spill of alcohol;
• Credit activity;
• Insurance Company;
• Shenanigans on and ;
• Network business;
• Pawnshops.

The opening and sponsoring of enterprises in these industries will have to be carried out exclusively at their own expense or through loans. These areas do not carry large-scale significance for the regions, moreover, they are oversaturated with supply and demand.

Also, if you do not have a penny for your own ideas, then the state will not meet halfway. In some cases, the conditions for participation in the competition provide for at least 25% of the amount of business development support.

If you personally or an enterprise have debts on bank loans, especially overdue ones, you don’t even have to bother to submit documents - the state will still refuse.

Do you want to become an entrepreneur

The problem of most people who want to open their own business is the psychological fear of the new and the experience that you can lose everything on initial stage. This is a common occurrence that only goes away with time. If you think and worry all the time, nothing will work.

To open own business you need to make every effort, do not spare time and yourself personally. Another problem of today's young people is that they think right away, but it's better to get them for free. With such an approach, it is unlikely that anything will work.

An entrepreneur must improve his skills in the area in which he has extensive knowledge. We need to focus not on money, but on deeds.

Mastering the appropriate literature, attending various seminars and courses is an important step in preparing yourself as a future leader. One of the most effective approaches to properly starting a business is to communicate with experienced entrepreneurs.

You must calculate your strength. It is important to understand that any stoppage in business can lead to the loss of invested funds, and restoring it again is an even more difficult process.

In order for the state to provide funds for your business free of charge, give maximum influence to your business plan. Decide on the niche that the company will occupy. Further calculations and the issuance of a grant depend on this.

• Ask for a small amount for the first time and only on the most necessary, this will attract the eyes of the commission, which will be sure that you really are;
• Compose an original project, it must be unique. Its advantageous difference from others will allow it to get approved by the commission;
• Define the goals of the project correctly. They cannot be the purpose of obtaining money or cars for themselves. You must formulate such proposals that do not concern you personally and your earnings. They can be aimed at developing the region, helping the population, developing exports, and so on, that is, what is important for the country and its economic growth.

As is known, in developed Western countries the share of small and medium-sized businesses is 80 percent of total enterprises, and in Russia - only 20. So there is potential. Let's consider what programs for small businesses with state support exist, how easy they are to use and how effective they are.

Bills

In times of crisis, the state is ready to lend a helping hand promising projects. Last December on federal level A state program to support small businesses was adopted, which regulates the procedure for providing assistance to small businesses.

The state has many ways:

Particular attention is paid to enterprises implementing and developing innovative technologies.

Preferential rent of premises and free participation in exhibitions are provided on a competitive basis. One can only hope that all these benefits are really distributed among the most worthy representatives small business.

What goals does the state pursue by investing in such programs of state support for small businesses? The share of small business in such indicators as GDP and tax deductions should increase. As well as desired result will be an increase in employment in such enterprises and the development of the middle class of society.

Grants and subsidies

The main condition for receiving a subsidy is that your business must be registered no more than two years ago.

The entrepreneur also needs:

Six months after the funds are received, the entrepreneur must report on what they were spent on.

Allowed items of expenditure - payment of rent, purchase of fixed assets, equipment.

The remaining unused amount must be returned.

In addition, it must be remembered that, in addition to state money, the entrepreneur is obliged to contribute a certain part of the amount from his own pocket. For example, young people under 30 must contribute up to 20 percent of the amount provided.

Social projects

Up to one and a half million rubles will be given out for business projects submitted by single mothers, graduates of orphanages, and former prisoners. They also provide assistance to certain types activities: folk crafts, the creation of children's educational and leisure centers.

For example, the size of the subsidy provided to the unemployed is about 60 thousand rubles. Conditions for obtaining: be registered at the employment center, draw up a business plan and, after its approval, register your business. You will also need to report on the spending of the allocated funds.

Credits

Small businesses can get loans on a concessional basis. The maximum amount is up to one million rubles at 17 percent for a period of three years.

Large enterprises receive subsidies to repay loans taken for leasing, purchase of equipment or construction of production facilities.

The maximum loan amount is 15 million rubles.

Guarantees for such creditors are guarantee funds specially organized for these purposes.

Support levels

In addition to the federal one, each region has its own small business development programs. Therefore, it is very important to know what rules apply in your area. To do this, special departments to support small businesses have been created; they work in almost all regions of the Russian Federation. It is on the websites of these organizations that you can find up-to-date information about the opportunities provided by the state to small and medium-sized businesses.

Video: How to find financing for a small business?

Governmental support small business is important direction economic policy: today more than 5.5 million small and medium-sized businesses operate in Russia, which account for 21% of the country's gross domestic product.

It is planned that by 2030 the share of small and medium-sized businesses in GDP Russian Federation will reach 45%. That is why the versatile state support for small business has entered its active phase.

Fundamentals of state subsidies

Support for individual entrepreneurship and small businesses today in Russia is provided at the legislative level. Within the framework of the program "Stimulation of economic activity", the activities of entrepreneurs are financed.

The program to stimulate economic activity in 2019 provides additional funding, which is referred to as a subsidy.

Subsidizing is a targeted and gratuitous state payment for the opening entrepreneurial activity. The money will not have to be repaid, as is usually done when borrowing or taking a loan.

According to preliminary information from the Ministry of Economic Development of our country, only 11 billion rubles were allocated for the entire program in 2017, while in 2014 this amount was more than 20 billion, and in 2015 almost 17 billion rubles.

These funds are divided among all subjects of Russia on the basis of competitive procedures. Due to a significant reduction in support, the regions of the country will have to independently determine the priority areas for financing entrepreneurial activities.

Public funds will go to really important areas of the economy: agriculture, trade, provision of utilities and household services, social entrepreneurship, innovation and others.

Each small and medium-sized business entity has the right to count on versatile support from the state - this is regulated by various legal acts and, first of all, the federal law No. 209-FZ. Miscellaneous programs have their own duration, terms of provision and budget.

In each region of our country, the relevant authorized body is responsible for the implementation of state support measures for small businesses. You can find a complete list of them on the website of the Ministry of Economic Development of the Russian Federation.

Types of financial support for entrepreneurs

In 2019, the amount of the subsidy will depend on the region of residence and will be issued for the following needs:

• purchase of raw materials;
• purchase of equipment;
• purchase of consumables;
• intangible assets;
• repair work.

The Sole Proprietorship Grant Program allows start-up businesses to receive government funding. The amount of the subsidy depends on the region in which the businessman lives. On average, the amount of payments is 60,000 rubles.

Important! When opening a business, it should be borne in mind that state subsidies cannot be obtained for the production of tobacco products or alcoholic beverages.

Financing is carried out on an irrevocable basis and only if the businessman has start-up capital. An entrepreneur can use the funds received to open and develop their activities - for example, the purchase of equipment, raw materials and materials, maintaining repair work or the acquisition of intangible assets.

Kinds financial support for small business development can approve executive agency. After receiving state financial assistance, the entrepreneur must submit a report on the use of funds. This means that every person who receives a government subsidy is responsible for its distribution and must use the funds correctly.

The rest of the financial assistance will have to be returned back, and if the fact of misappropriation of the allocated money is discovered, the entrepreneur will have to return the entire amount to the state.

How to get a grant for small business development

Any unemployed citizen of the Russian Federation in 2019 can become a recipient of a subsidy for the development of small businesses.

Financing is carried out jointly with the Center for Employment of the Population.

A person may be recognized as unemployed if he is registered with the Employment Center at the place of registration.

A potential entrepreneur with a ready-made business plan should contact the Employment Center.

The applicant's business plan must contain detailed information about the planned activity, the place of its implementation, necessary equipment, materials, technologies, labor force, suppliers.

A separate place in the business plan is given to the cost of the project, taking into account own and subsidized capital. It is also important to make calculations and analysis. To do this, it is necessary to calculate the expected revenue and profit, the profitability of the project, the payback period, and so on.

A sound business plan is the key to obtaining government funding.

After agreeing on a business plan with the Employment Center, an unemployed citizen applies to the Federal tax service with an application for registration as individual entrepreneur.

IP registration deadline normative documents, is 5 business days. After receiving the IP Registration Certificate and an extract from the Unified Register, the novice entrepreneur again applies to the Employment Center with an approved business plan, an application for a subsidy, a passport and documents confirming the status of an individual entrepreneur. So there is a conclusion of an agreement on subsidizing activities between a businessman and the state.

In order to receive a subsidy from the state for starting a business, it is necessary to draw up a business plan competently and in detail.

After signing the documents, the Employment Center transfers funds to the personal account of the entrepreneur.

Do you need on the subject? and our lawyers will contact you shortly.

Features of obtaining a subsidy for the development of small businesses

Main Feature obtaining government funding for small businesses is the absence of the need for a return, since the funds are provided free of charge.

In return, the state receives a new small business, new jobs for the population and another cell of the market economy.

When concluding an agreement on subsidizing entrepreneurial activities, a businessman should be aware that he assumes a number of obligations. The main one is reporting.

Within 3 months after receiving Money from the state, the entrepreneur must submit a report with supporting documents on the use of the subsidy to the Employment Center. Fiscal and sales receipts, invoices and paid payment orders, receipts and other documents.

The report must comply with the paragraph of the business plan, which indicates the intended use of funds.

In case of partial or complete non-confirmation, the entrepreneur is obliged to return to the state the amount of the subsidy in full. Another feature of subsidizing is fixed in the terms of the contract. According to the agreement, the activity of the state-funded business should last at least a year.

Thus, the state excludes the existence of one-day firms.

Types of subsidies

The type of subsidy can be established by each subject of the Russian Federation. State assistance is of the following types:

• business support - 25,000 rubles;
• opening a business in 2018 with the possibility of increasing the subsidy for a new one workplace- 60,000 rubles;
• opening a business, provided that the entrepreneur is the only parent of the child, is not employed or has a disability - 300,000 rubles.

A subsidy can be received not only for starting a business, but also for its development. At the same time, you can have your own production ideas for a small business or open it as a franchise. The amount of money is given to individual entrepreneurs and small businesses.

Subsidies for individual entrepreneurs in Moscow

Entrepreneurs and small businesses registered in Moscow not only have more opportunities for business development, but also receive special privileges available only to businessmen from the capital. One such benefit is a business development subsidy. The amount of this subsidy reaches 500,000 rubles.

To receive financing, a novice entrepreneur must apply to the State Budgetary Institution "Small Business of Moscow" with an appropriate application and a package of documents. The condition for receiving a subsidy is an activity carried out for at least six months and no more than 2 years. To confirm the success of the business, the entrepreneur provides financial statements, contracts for the lease of premises, cooperation, and so on.

An application with a package of documents is considered by a special Industry Commission.

Among the priority areas of subsidies are innovation, agriculture, healthcare, education, social services, hotel business and tourism. After the provision of funds, the entrepreneur is obliged to report on the intended use of financing, as well as confirm the indicated financial indicators.

Thus, the state controls not only the legality of the use of the subsidy, but also the impact of the enterprise on economic environment country.

Dear readers!

We describe typical solutions legal issues, but each case is unique and requires individual legal assistance.

For a prompt resolution of your problem, we recommend contacting qualified lawyers of our site.

Last changes

The purpose of receiving a subsidy by an entrepreneur in 2019 is to open a new enterprise or expand an existing one.

The advantage of this financing option is gratuitous nature, and the main disadvantage is a large number of conditions and a strict selection procedure.

The Government plans to launch a geomarketing navigator system.

For this, over 200 business plans were developed in 75 areas of small business. With the help of this system, it will be easier for entrepreneurs to choose an area or niche for starting a small business.

If the project is approved, then state support will be a good help for entrepreneurs.

There are several other types of assistance to start-up entrepreneurs from the state:

1. Renting real estate on preferential terms.
2. Acquisition of state property into ownership at preferential prices.
3. Use of infrastructure specially created by the state for the development of entrepreneurial activity (technoparks, offices, business incubators, etc.).

Our experts monitor all changes in legislation in order to provide you with reliable information.

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State subsidy for starting a small business

December 2, 2015, 15:40 Mar 3, 2019 13:51

The authorities of the capital of the Russian Federation are developing measures to stimulate the business activity of the population. Support for small businesses in Moscow is a systematic activity of government agencies, carried out at the legislative and executive levels.

Consider the options for budget assistance that capital businessmen can count on in 2018.

Download for viewing and printing:

Goals and forms of work

Interaction with business structures of the authorities is carried out through specially created Funds. These enterprises accumulate the initiatives of market participants, create tools and new forms of cooperation between the state and entrepreneurs.

The policy priorities of the Moscow authorities are:

1. assistance in attracting young people to business activities;
2. support for market entities working with foreign counterparties;
3. providing conditions for professional development and educational level entrepreneurs;
4. allocation of funding to companies involved in the development of infrastructure and civil society.

For example, the Moscow Interregional Marketing Center organizes the promotion of capital goods in the regions. There is an enterprise whose task is to create a unified information environment for businessmen.

In addition to other forms of support, subsidies are provided for small businesses in Moscow. This form of cooperation is the attraction of budgetary funds for the development of small business.

These structures see their goals as:

• combining the efforts of businessmen to increase the level of interaction with the state;
• improving working conditions for entrepreneurs;
• development of proposals for improving legislation;
• support for start-up businesses.

For information: the company can get help not only from the authorities. The centers actively cooperate with private investors, accumulating their proposals.

Support types

Several funds operate in the capital of the Russian Federation. They offer customers and partners a variety of useful services..

The table shows their features

Reference: there is a center in every district of the city.

Assistance in getting a loan

This type of support is provided by the IB Lending Assistance Fund. Its essence lies in the receipt by the borrower of state guarantees. Terms of provision:

• work with a partner bank;
• impeccable credit history and business reputation;
• registration in Moscow or the region.

Attention: The Fund guarantees up to 50% of the loan. The bank independently applies for a guarantee.

Rent at preferential prices

In order to reduce the cost of doing business, start-up entrepreneurs are provided with discounts for renting space in buildings owned by the state(to the municipality). The price is five to six times lower than the market price. However, in order to receive a preference, the following conditions must be met:

• register as a person on the small business list;
• engage in educational or medical projects.

Attention: the subsidy is not issued to applicants who violate the deadlines for making tax and other obligatory payments.

Subsidizing

Center "MB Moscow" allocates free funds to legal entities and individual entrepreneurs. The conditions are:

• no more than two years have passed since the start of the activity;
• no more than 250 hired workers work in production;
• annual revenue does not exceed 1 billion rubles;
• the share of foreign owners does not exceed 25%.

To receive money, you must send an application to the structure, accompanying it with the necessary documentation. The subsidy is targeted. You will have to account for the use of the funds.

Reference: the amount of assistance does not exceed 500 thousand rubles.

The above organization issues targeted subsidies for participation in exhibitions. Their size reaches 300 thousand rubles. The selection criteria for participants are the same as listed above. But there are exceptions. This type of assistance cannot be received by a structure engaged in the following activities:

• trade in excisable goods;
• mediation;
• agency work.

Watch a video about supporting small and medium businesses

In 2007, a law was adopted, which is aimed at developing and raising the level of entrepreneurship at the regional level. Since then, the state has regularly taken various kinds of decisions and taken measures aimed at supporting small and medium-sized businesses in Russia.

State support for small businesses in 2019 consists in the adoption of programs and the implementation of activities by local authorities in accordance with federal state programs.

In our today's material, we will consider the forms and methods of state support for small and medium-sized businesses in our country.

Types and forms of state support in 2019

It should be noted that the majority of entrepreneurs do not benefit from state assistance. This is largely due to the fact that many individual entrepreneurs are simply not aware of state support for business.

Full information about all existing programs of state support for small businesses is contained on the official websites of departments and organizations, administrations and municipal bodies responsible for this area.

Small business support programs in 2019 are expressed as:

1. Subsidy.
2. Grants.
3. Free training (or training at a minimum cost).
4. Internships (workshops).
5. Obtaining leasing on preferential terms.
6. Participation in business incubators.
7. Provision of free or preferential legal, accounting services (on the terms of outsourcing).
8. Redemption (lease) of premises and production sites owned by municipalities.
9. Reimbursement of expenses (or discounts) for participation in promotional events, as well as in fairs and exhibitions.

Small business support tools can be both direct and indirect. Indirect instruments include, for example: tax holidays on the initiative of local authorities and the creation of business incubators.

It should be noted that support for small businesses is provided by both commercial and non-profit organizations acting as partners of the state. It is these organizations that connect representatives of business structures and the state. Typically, government partners in supporting small businesses are:

• investment and venture funds;
• public organizations;
• business schools;
• banks and others.

To participate in the state small business support program, you should carefully study what kind of small business support programs in 2019 work in a particular region of the Russian Federation. In addition, in each municipality carry out activities aimed at helping individual entrepreneurs.

State programs to support small businesses in 2019 in the regions of the Russian Federation

To date, in some regions of the Russian Federation, small business development programs have already been adopted, which are designed for a long period. These programs regulate the conditions of functional, as well as material support for small businesses.

Among the subjects of the Russian Federation that adopted small business support programs in 2019 are the following:

• Astrakhan region;
• Altai region;
• Vladimir region;
• Kirov region;
• Krasnodar region;
• Moscow region;
• the city of Sevastopol.

In the context of programs approved in the regions, activities have been identified that will contribute to an innovative approach to the development and management of small businesses. In the course of the implementation of small business support programs, there is a redistribution of budgetary funds between regions for the implementation of local programs.

Support for small and medium-sized businesses is aimed at developing start-up small businesses and entrepreneurs who are engaged in Agriculture, industry and production.

State programs to support small businesses in the Moscow region

Under the program for the development of small businesses in the Moscow region, conditions will be created for the operation of small businesses. Among the main goals of the program are the creation of new jobs, improving the qualifications of personnel and developing the infrastructure of small businesses in the whole region.

State programs to support small businesses in the Astrakhan region

IN Astrakhan region programs similar to those in the Moscow region are being implemented. They include, among other things:

• promotion of entrepreneurial activity;
• creating conditions for fair competition among entrepreneurs;
• improvement of the investment climate.

Thus, support for small businesses in 2019 is aimed not only at developing the level of small businesses, but also at creating high-quality conditions for the development of the Russian economy as a whole. It is planned to increase the influx of entrepreneurs into small businesses.

For example, in 2017, within the framework of the subprogram "Development of small and medium-sized businesses" of the state program " Economic development and innovative economy” allocated 17 billion rubles to support business in the regions. In addition, there are many other activities to assist representatives of the small business sector.

Subsidies and one-time assistance for entrepreneurs

The most popular types of state support for entrepreneurs are subsidies and one-time assistance.

If you have registered an individual entrepreneur for at least two years, or you are the founder of an LLC that is less than two years old, you can count on a state subsidy. It should be noted that each region of the Russian Federation has its own requirements for obtaining a subsidy. In this case, there are a number of prerequisites for fulfillment:

• the expenditure of the subsidy must be targeted;
• spending must be documented;
• at the end of the reporting period, it is imperative to present acts, invoices and checks to the control authorities.

It should be borne in mind that misappropriation of the subsidy or the inability to confirm the use of funds will lead to the need to return the allocated money to the budget.

If you are planning to open a turnkey business, then you should not count on a subsidy from the state. The point is that Mr. small business support programs in 2018 are implemented in the form of co-financing, and in any case, an individual entrepreneur will have to invest part of his own money.

Funding for starting a small business can also be obtained from federal service employment. This is provided within the framework of the state service to promote self-employment of citizens who have received the status of unemployed.

When planning to receive one-time assistance from the Employment Center (EC) in your region, you should pay attention to some important points. First of all, you need to register with the EC as unemployed and prove that all the employment options offered by the center do not suit you.

Refusals from offered vacancies must be justified. You will need to come to the curator and fulfill all the requirements of the service.

If after a certain period of time you have not been hired, you can proceed to the next stage by making a statement that you are ready to open your own small business.

You may be offered free courses. In addition, you will need to draw up a detailed business plan. If it is approved, then you can register an individual entrepreneur or become the founder of an LLC.

After registering an individual entrepreneur, you will need to provide documents that confirm the status of an individual entrepreneur to the Employment Center and conclude an agreement on receiving a one-time financial assistance (for running a small business).

Do not forget that reporting is very important for the employment service. The most important thing is to correctly draw up documents for the expenditure of funds, and there will be no claims against you.