Loans from Eastern Express Bank to individuals: interest rates and calculator. Online application for a loan at Eastern Bank

On our credit website you can submit an online application for a consumer loan in cash at Orient Express Bank.

Orient Express Bank is one of the most developing and reliable banks in Russia. The bank’s sound policy allows you to submit an online application for cash loan And . The presence of such a convenient function allowed the bank to automatically expand its client base.

Advantages of the bank:

Like most of the current banks in Russia, Orient Express Bank was formed in the early 90s, almost immediately after the collapse Soviet Union. As you can see in the name of the bank, the bank began its work in the east of our country. Therefore, it is especially valuable that the bank was able to do such a huge job and grow from a small provincial bank to one of the leaders in the domestic banking sector.

The bank's management was one of the first to point out Special attention on the field of online lending, highlighting the main criterion for a visitor to the bank’s official website – convenient usability and complete information content. Therefore, today, the website of Eastern Express Bank is rightfully considered one of the best among all banks in Russia.

In addition, the bank pays special attention to universal accessibility banking services. Therefore, the branch network of offices and representative offices of Eastern Express Bank is one of the widest in Russia, probably second only to the most popular bank in the country -.

We also note the fact that the bank, despite market trends, managed to maintain a stable vector of its policy regarding working with individuals. If the bank's competitors in most cases try to work with major representatives business, paying individuals While only a fraction of its work, Orient Express Bank devotes the lion's share of its work to lending to individuals.

Orient Express Bank rightfully takes its place among the leaders of the Russian banking sector, confirming its reputation high performance work and public trust.

Cash loan from Orient Express Bank

The ability to submit an online application for a cash loan from Eastern Express Bank allows you to count on receiving one of the most interesting loan products in the country.

The fact that the bank's management pays great attention to the sphere of individuals allowed the bank to enter the market with an excellent offer. So the loan amount from Eastern Express Bank can range from 25 thousand to 15 million rubles. Such a large upper limit on the loan allows the client to count on solving significant financial issues. It is clear that in order to receive such a significant amount, confirmation of your creditworthiness is necessary, but the very fact of the possibility of receiving such an amount already sets the bank apart from its competitors.

The loan term is also striking in its scale and ranges from 13 months to 20 years. Only a few Russian banks can boast of such lending conditions. The interest rate on the loan starts at 15% per annum and is determined individually for each person during the application review process.

Credit terms:

  • loan amount from 25 thousand to 15 million rubles

  • loan term from 13 months to 20 years

  • interest rate from 15% per annum

Submitting an online application for a loan to Orient Express Bank will allow you to save your time as much as possible and receive the most prompt decision from the bank on your application.

Our partners

Our website does not collect, store, or process any information that can identify the user. All companies and financial institutions presented on our website are licensed by the Central Bank of the Russian Federation or are included in the register of microfinance organizations. The information presented on the site is for informational purposes only. Lending conditions and any decisions related to loans and borrowings are negotiated and accepted directly by banks and microfinance organizations. Our website is for informational purposes only, does not collect personal data, and does not provide services for issuing and receiving loans, credits and credit cards. Our website is a composite work, which includes, among other things, trademarks and service marks published in the open registries of FIPS Rospatent. The exclusive right to these trademarks and service marks belongs to their respective owners.

⇒

How to get a loan at a low interest rate?

The lowest interest rate is provided by the loan program, according to which the loan is issued against the borrower's real estate. In this case, the overpayment is less than 10%, and repayment terms vary from 13 months to 20 years.

If this option does not suit you, then you can take out a loan from Orient Express Bank under one of the following loan programs:

  1. “Big money” or “Seasonal loan”. You are guaranteed a minimum interest rate, but to apply for a loan you must provide proof of your income level.
  2. "Equal payment." A good option for those who don’t know where to get a consumer loan without an income certificate.
  3. "Pensioner". Suitable for seniors aged 50 to 76 years. There are restrictions on the loan amount, but proof of income as such is not required. Moreover, within the framework of this program, Orient Express Bank offers quite small interest rates on the loan.

How to get a loan?

There is absolutely no need to go to the bank, fill out documents and stand in lines. To apply for a loan from the Orient Express Bank company, a loan application is completed online through the website. Enter all your information and wait for a response from a bank representative. The review takes from 5 minutes to several days depending on which program was chosen.

Every person should have a dream.

“Believe in your dream! It has a pleasant feature - it comes true,” said Omar Khayyam.

Vostochny Bank provides cash loans to make your dreams and the dreams of your loved ones come true. Various options are offered based on the requirements and capabilities of each client.

What documents are needed for lending? To formalize the contract, you must provide an application and a minimum set of documents: passport for the express program; documents confirming your solvency when applying for a large loan.

Features of lending to clients of Vostochny Bank

Before applying for a consumer loan, we recommend calculating the parameters using the loan calculator on the website www.vostbank.ru. As soon as you enter the required amount, you will instantly receive an estimated monthly payment amount.

After this, the cursor will show the most attractive program. Anyone can find out the preliminary decision in personal account. Depending on your creditworthiness, we can select the appropriate product and change/customize parameters such as term, amount and method of receipt.

Loan products are very simple and convenient

After receiving borrowed money, you need to think about how best to repay your obligations under the contract. You can pay your obligations in any suitable way:

  • pay online on the website;
  • through the branch cash desk;
  • payment through a call center employee 8-800-100-7-100
  • deposit cash through ATMs and terminals;
  • pay in your personal account;
  • pay through partners.

Now there is a unique offer: after receiving money, you have the opportunity to pay only interest for up to 5 months.

Applying for a loan at Vostochny Bank

It's very easy to apply! Use the online form (you only need to fill out 6 fields), get a preliminary decision in 15 minutes, select a date for a meeting with the manager. When visiting the office together with a specialist, fill out additional information in the form to receive cash.


You can get borrowed funds from the Bank at minimum requirements. It is possible to draw up an agreement without certificates and guarantors; there are special easy loans for pensioners.

The borrower's age can be from 21 to 76 years (taking into account the contract period). The interest rate is from 11.5%.

You can apply for an express loan using your passport. However, it is worth remembering that in any case you will need to register with locality presence of a branch of the organization. It is even possible to consider applications from people with a bad credit history! When issuing a loan, services are provided that will help you make monthly payments on time, without delays.

Features of secured consumer lending

If you want to borrow a large amount at lower interest rates, secured lending terms are suitable for you. The interest on such loans ranges from 9.9%. A very convenient way to receive borrowed money is a card “Secured by real estate”. This card is suitable if you do not need the entire loan at once, but want to spend it gradually or have a large “financial” cushion.

It is possible to borrow an amount of up to 1,000,000 rubles using a car as collateral. The rate is quite low - from 19%. The main conditions are as follows:

  • Limit: 100 thousand - 1 million;
  • Duration: 12 – 60 months;
  • Borrower insurance is optional;
  • Security is a car deposit vehicle;
  • The application is reviewed within 1 business day;
  • Experience at last place work duration is from 3 months (more than 12 months for persons under 26 years of age).

To apply for a loan, a minimum package of documents is required:

  1. passport,
  2. vehicle passport,
  3. vehicle registration certificate.

The collateral can be both foreign-made and domestic machines. The main condition is that the vehicle has no encumbrance. More detailed information We recommend that you find out by calling the hotline or from employees.

Cash loan secured by real estate

It is possible to take out a larger loan at a lower rate under the property-secured loan program. The manager will help you choose a comfortable monthly payment, since the repayment period for this program is long, can be up to 240 months.

Additional security is a guarantee from an individual. A mortgage is issued on the subject of collateral. You can choose a comfortable service option of this agreement, and if necessary, use the “Credit Holidays” service.

Special offers for pensioners

This is especially important for those who have not worked for a significant period of time before reaching retirement age or have worked without a formal contract. Monthly payments are made evenly, early payment is possible. Service occurs without queues, by agreement with the manager.

Promotions and bonuses

For those who love savings and bonuses, there is a special “Bring a Friend” promotion. With this promotion, borrowers can win 1000 bonuses, and their friends can win 500 bonuses. Moreover, 1 bonus is equal to 1 ruble. Every borrower becomes a participant in the promotion. To participate, you need to find a special link on the site and send it to a friend. After your friend uses the organization’s services, you and he will be awarded bonuses.

There is still an opportunity to refinance at lower interest rates with a comfortable payment period of up to 5 years.

Obtaining loans for individuals is possible with only two documents: a passport and an income certificate 2-NDFL or according to the Bank’s form. Approval takes place almost without refusals.

What is important for a client of Vostochny Bank to know?

To avoid arrears, a client of Vostochny Bank can find out the debt as follows:

  • In the contract;
  • Through a statement at a payment terminal or ATM;
  • In the department;
  • Via SMS to number 7243;
  • By toll free phone 8-800-100-7-100 .

You can make payment in several ways, both via the Internet, without leaving your home, or in the Vostochny office. You can also make a transfer online from a card of another organization. Many borrowers have salary card Sberbank.

In this case, the most comfortable and fastest way to make payments is using the Sberbank Online application. And if you download the application on mobile phone, payments can be made at any place convenient for you, for example, on a bus or in a store.

VIP service

For particularly demanding and wealthy clients, there is a VIP privileges club, which opens up wide opportunities for its members. These are, first of all, loans up to 150 million rubles for the purchase of exclusive cars, premium services in specialized branches, investment programs, special conditions borrower insurance. At each stage of work, the VIP client is under special supervision; if necessary, the application is considered in a shorter time.

Seasonal offers

Where can the funds received be used?

The money received can be spent for any purpose, both for refinancing at Vostochny and for repaying another loan at another institution. The most best ways repayments according to borrowers' reviews are

  1. payment by card,
  2. payment through Sberbank online,
  3. transfer from one card to another.

In addition, it is very profitable to order debit card“Super protection” with a set of unique services.

If you need a large sum of money at a minimum interest rate, feel free to go to Orient Express Bank. This bank is characterized by fairly low interest rates along with very high-quality services for customers. The client comes first - this is the motto of Orient Express Bank. An online application for a cash loan will allow you to apply for a loan without visiting offices financial organization. It consists of 3 simple steps. During the registration process, you must indicate your registration address, series and passport number, and your contact information.

Conditions for targeted loan programs.

First of all, the bank confirms its name - Orient Express.
The bank declares the time for making a decision on the application - within 5 minutes. You need to fill out the online application correctly and wait for the bank to call.
If the decision is positive online application V Eastern Bank you can get a loan in just 1 day.
Let's consider the terms of lending from Vostochny Bank.

The most the best option The loan is a secured loan. It has the lowest rate, which means the overpayment in the form of interest will be minimal.
Orient Express Bank loans require insurance. If it is not there, the bank simply increases the loan rate. If your application is approved, you can receive it within 27 days. After this period, the bank’s decision will be invalid and you will need to resubmit your loan application.
The rate on consumer loans, which the bank declares on its official website, is 15%.

How to apply. Procedure for filling out the form

In order to fill out an application for a loan at Orient Express Bank, the following data is required

  • Mobile phone
  • Email
  • Your passport

At the first stage you will be required to correctly fill in your full name, phone number and email address

You need to agree with the rules for processing personal data and click continue.

At the second stage You will be required to fill in your passport details correctly. If you were not born in the Russian Federation, fill in your place of birth correctly.

At the third stage you will be asked to provide your registration address. If it does not coincide with your residential address, you will also have to indicate your residential address. In the telephone field you must enter a landline telephone number. It should be noted that the bank issues loans only in the region where the bank operates.

On last stage You will be sent an SMS containing a code. This code will need to be entered into the input field.
The application for a loan at Vostochny Bank can be completed simply within 2 minutes.

Vostochny Bank loan calculator

Below you can use the Vostochny Bank loan calculator. The bank provides loans with equal (Annuity payments). When calculating, you must indicate the type of payments = Annuity.

  • Amount of credit: rub.
    Loan rate: %
    Credit term: months
    3 months 6 months 12 months 48 months
    annuity differentiated

  • Mortgage loan calculator for Android

    Calculation and accounting of multiple loans. Export data by e-mail. Opportunity to evaluate the benefits of early payments. Graphical representation of profitability using graphs. Calculation with interest rate changes.

    Loan calculator for iPhone/iPad

    Version available for iPhone and iPad. A convenient calculator that allows you to calculate the loan, and also possible early repayment of the loan

    Loan calculator for Windows Phone 7-8


    • The Express Bank calculator will help you calculate any type of loan. These can be both preliminary calculations and calculations of an already issued loan.
    If you click on detailed calculation, you can get a payment schedule. This is what the loan schedule looks like for 100 thousand for 12 months at 15%.


    As you can see, the monthly payment will be 9,025.83 rubles, and the total overpayment will be 8,343.98. These are quite favorable conditions for which it is worth applying for a cash loan from the Eastern Bank.
    The payment schedule is quite convenient. From it you can safely judge what the monthly payment will be and how the payment will change if you pay off early.
    To do this, you need to add early repayment to the calculation.
    You can also calculate the amount for full early repayment - it is equal to the balance of the debt on a specific date.
    After the calculations, I recommend saving the data in Excel so that you can later return to the calculation on your computer. If this is not possible, you can download calculators to your phone. IN mobile version The calculator also has the ability to do early repayments, take into account commissions, insurance. The schedule can be sent by email.

    The procedure for repaying loans at the Eastern Bank

    The bank advises clients to repay the loan on time. This provides many benefits to the borrower:

    • There will be no penalties or fines. With penalties and fines, the total overpayment on the loan increases. Penalties and fines arise for late repayment of the loan. Their presence makes the payment schedule confusing for the borrower. You will need to call hotline bank and find out the amount to cover fines and penalties. When repaying a loan, penalties and interest are paid off first.
    • Regular monthly loan repayments form a good credit history. This is important for each borrower. With a new loan, a disciplined borrower will be able to take out a loan from Vostochny Bank for a larger amount
    • After repaying the loan without delay, the borrower may have access to special loan offer at a reduced rate
    • Having loan debts has recently become an obstacle when traveling abroad. If you have no debt, traveling abroad will be without problems.

A consumer loan from Eastern Express Bank in 2019 can be taken at favorable conditions with a low interest rate. Eastern Bank loan products in 2019 are available to many categories of individuals. The main direction of the bank's activities is increasing loyalty to its customers, clear conditions for obtaining a loan, fast processing of applications and prompt cash issuance. Cash is issued for consumer needs and spent by the borrower at his own discretion. A wide range of loan products gives clients the opportunity to choose suitable conditions.

Interest rate

Maximum interest rate

Click on the chart to see details

The interest rate on consumer loans at the Eastern Bank depends on the individual characteristics of the individual submitting the application. Many products have interest rates ranging from a minimum to a maximum. Bank managers, considering the client’s personal data, set the final rate at which the borrower can take out a loan.

Minimum loan amount

Click on the chart to see details

Depending on the amount and term of the loan, different rates are provided. For products with a small loan amount and short term high rates are set. As the loan amount increases, the rate decreases.

Maximum loan amount

Click on the chart to see details

IN separate category Pensioners are singled out as borrowers; a special product is provided for them, allowing them to receive up to 100 thousand rubles. without collateral and without collateral. In this case, the percentage will be quite high from 22.7% to 39%, the high rate is due to high risk no return.

Minimum loan term

Click on the chart to see details

Conditions

The conditions for a consumer loan at Vostochny Bank are simple to fulfill and do not require additional documents. General terms and conditions are Russian citizenship, reaching 21 years of age when submitting an application at the branch, or reaching 26 years of age when applying online. The maximum age should not exceed 76 years.

Maximum loan term

Click on the chart to see details

The application requires permanent registration in the region where the branch is located. This does not have to be the region in which you are applying for a loan. The main thing is that there is a branch in the region of registration.

To take out a loan, you must have a total work experience of at least 12 months, of which at least 3 months were at your last place of work. If the borrower's age is less than 26 years, the work experience in the last place must be 12 months.

Minimum borrower age

Click on the chart to see details

The application review time is kept to a minimum and is 15 minutes, but the conditions stipulate that the review time can be up to 1 business day. Funds are issued to an account or to an issued bank card.

Maximum borrower age

Click on the chart to see details

The terms of the loan provide for a grace period during which the payment amount can be 100 rubles, the maximum grace period is 5 months. The presence of a grace period allows you to postpone the first full payment for up to 5 months. This makes it possible to solve your financial difficulties and full readiness start paying off the debt.

Application review period

Click on the chart to see details

A special feature of the Vostochny conditions is the presence of a one-time commission for the transfer Money to the client’s account from 4.9% to 6.5% of the loan amount, as well as a commission for withdrawing cash from ATMs or when transferring to another bank in the amount of 399 rubles.

How to take

You can take out a consumer loan from Vostochny Bank by sending an application; to do this, you need to contact any branch of Vostochny Bank or submit an application online. When applying online, the minimum age of the borrower must be 26 years.

After filling out the application, bank specialists will call you back to clarify the parameters. Everyone will be asked on the phone the necessary conditions, after which the Eastern Bank will begin to consider the application on its merits.

Validity period of the decision

Click on the chart to see details

Based on the results of consideration of the application, the Eastern Bank will determine the conditions under which the loan will be provided. If you agree to these conditions, you must come to the department with documents. At the office, employees will check the submitted documents, prepare a loan agreement and answer any questions you may have.

The paperwork ends with signing loan agreement, after which funds will be transferred to your account. You can get cash at any ATM or bank teller. Please note that there is a fee for receiving cash.

Work experience

Click on the chart to see details

Repayment and early repayment

Loan repayment is possible by depositing money into an account or card through ATMs or in branches. If you do not have a card, you need to contact the assistants in the operating room and get a coupon electronic queue and make a payment to the cashier.

Payment via the Internet is possible on the official website of Vostochny. A special widget is located on all main pages of the site; funds are credited within 2 business days.

Regular payments are guaranteed by:

  • No sanctions, penalties or fines.
  • Excellent credit history.
  • Preferential rates on new loans.
  • Freedom to travel abroad.

If you have any questions or difficulties with payment, you can always contact the hotline by phone.

Seasonal

A loan product called “Seasonal” is an advantageous offer if you need a small amount for a short period. No collateral or proof of income is required.

Minimum interest rate

Click on the chart to see details



What else to read

Abstract: History of the development of hygiene 1. The development of hygiene in primitive and slave societies. The emergence and development of hygiene has a centuries-old history...
Formation of estimated liabilities and reserves for vacations As in 1s 8 Hello, dear blog readers. Lately, in my consulting work, I have quite often...
Puff khinkal in a pressure cooker Puff DAGESTAN KHINKAL Puff khinkal is often prepared in Dagestan. A very tasty, but high-calorie, masculine dish....